{"id":662,"date":"2014-04-24T18:30:04","date_gmt":"2014-04-24T18:30:04","guid":{"rendered":"https:\/\/fueldev.site\/~acnw\/?p=662"},"modified":"2019-05-31T20:54:38","modified_gmt":"2019-05-31T20:54:38","slug":"hearing-aids-and-health-insurance-how-to-select-an-insurance-plan","status":"publish","type":"post","link":"https:\/\/audiologycenternw.com\/hearing-aids-and-health-insurance-how-to-select-an-insurance-plan\/","title":{"rendered":"Hearing Aids and Health Insurance &#8211; How to Select an Insurance Plan"},"content":{"rendered":"\n<p>Depending on your particular insurance plan, hearing exams, devices, repairs, and batteries may not be a covered benefit. If you have an employer-sponsored plan, your employer may have purchased a specific \u201crider\u201d that does cover hearing healthcare. However, the person you are speaking to about your benefits may not know that and may not think to look, giving you less-than-perfect information about your healthcare coverage.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright is-resized\"><img decoding=\"async\" src=\"https:\/\/audiologycenternw.com\/wp-content\/uploads\/2019\/05\/hearing-aids-and-health-insurance-iStock-889031464-768x513.jpg\" alt=\"\" class=\"wp-image-689\" width=\"576\" height=\"385\" srcset=\"https:\/\/audiologycenternw.com\/wp-content\/uploads\/2019\/05\/hearing-aids-and-health-insurance-iStock-889031464-768x513.jpg 768w, https:\/\/audiologycenternw.com\/wp-content\/uploads\/2019\/05\/hearing-aids-and-health-insurance-iStock-889031464-1280x854.jpg 1280w, https:\/\/audiologycenternw.com\/wp-content\/uploads\/2019\/05\/hearing-aids-and-health-insurance-iStock-889031464.jpg 2000w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/><\/figure><\/div>\n\n\n\n<p>In addition to this \u201chidden\u201d benefit, there are normally restrictions on who can use a hearing aid benefit like age, student status, or dependent status on the plan. Normally, if there\u2019s an insurance benefit to be had after age 26 (dependent cut off time), you\u2019re out of luck. Some insurance companies will offer discounts through programs like TruHearing, however, you\u2019ll be limited to whatever devices are available under that plan.<\/p>\n\n\n\n<p>Here are some good questions to ask your insurance carrier or, better yet, to ask them before you sign up or renew your plan:<\/p>\n\n\n\n<p>1.) Is hearing healthcare covered under this plan (if not, ask if they have a similar one that offers it)?<br>2.) Are there restrictions on who can exercise this hearing aid benefit (it will do you no good if they only cover hearing aids for children and you\u2019re 45.)?<br>3.) What kind of deductible will I need to meet in order to have you pay out on a hearing aid claim?<br>4.) What is the allowable maximum for hearing care under this plan?<br>5.) What kind of co-pay will I be expected to pay?<br>6.) Can I see any provider or does it have to be one in your network?<br>7.) Does this plan cover repairs, batteries, or replacement?<\/p>\n\n\n\n<p>These are all great questions to ask your insurance company before signing up or before renewing your plan. If are in the Portland, Oregon area and you\u2019d rather let our office do the footwork, we\u2019d be happy to investigate your insurance benefits for you before you step foot into the office. That way, you know we\u2019re the best possible place to receive help. If we can\u2019t provide you with what you need, we can point you in the right direction.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Depending on your particular insurance plan, hearing exams, devices, repairs, and batteries may not be a covered benefit. If you have an employer-sponsored plan, your employer may have purchased a specific \u201crider\u201d that does cover hearing healthcare. However, the person you are speaking to about your benefits may not know that and may not think&#8230;<\/p>\n","protected":false},"author":1,"featured_media":689,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"8","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","schema":"","fname":"","lname":"","position":"","credentials":"","placeID":"","no_match":false,"name":"","company":"","review":"","address":"","city":"","state":"","zip":"","lat":"","lng":"","phone1":"","phone2":"","fax":"","mon1":"","mon2":"","tue1":"","tue2":"","wed1":"","wed2":"","thu1":"","thu2":"","fri1":"","fri2":"","sat1":"","sat2":"","sun1":"","sun2":"","hours-note":"","locid":"","rating":"","footnotes":""},"categories":[8],"tags":[],"_links":{"self":[{"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/posts\/662"}],"collection":[{"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/comments?post=662"}],"version-history":[{"count":0,"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/posts\/662\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/media\/689"}],"wp:attachment":[{"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/media?parent=662"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/categories?post=662"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/audiologycenternw.com\/wp-json\/wp\/v2\/tags?post=662"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}